yacht insurance europe

Yacht Insurance

Bespoke yacht insurance.

Our Yacht Insurance Policies cover sailing vessels both large and small cruising UK Waters, Europe and Worldwide. Whether you're seeking to renew your boat insurance or inquiring about coverage for a new vessel, we've got you covered.

Get the right level of cover with our yacht & sailing boat insurance so you can enjoy cruising on your Yacht, Keel Boat, Sloop, Catamaran or Sailing Boat with confidence.

Why Choose Topsail Insurance?

The team at Topsail Insurance are highly passionate and knowledgeable in Boat Insurance and Travel Insurance, with over 100 years of combined experience, they will ensure you get the policy best suited to you. We are marine insurance experts offering a personal service and practical approach to find the best policy suitable to your needs.

Feel free to reach out to our dedicated team of real people for tailored advice on our policies. Whether you're unsure about the appropriate level of insurance for your needs or seeking guidance on the best coverage for your boat, we're here to assist you. Don't hesitate to get in touch with us today.

Our policies offer comprehensive and flexible cover for both local and offshore sailing.

We offer both agreed value and market value insurance policies to suit your individual needs.

Frequently Asked Questions

What typically does our yacht insurance policy cover.

Your insurance policy will include cover for:

• Accidental damage

Is Third Party damage covered?

Yes, our comprehensive policies include up to £5 million third party liability cover as standard. In most cases, we can also arrange Third Party Only policies too.

What additional benefits are included in my Yacht Insurance cover?

Many of our polices include:

• Personal Accident
• Medical Expenses
• Up to 25 % NCB
• Marina benefits
• Access to our helpline services 24 hours a day, 365 days a year
• 24 hour claims helpline

We can often offer Excess Waiver, Protected No Claims Bonus and Legal Expenses cover.

What cruising areas do we cover?

We cover UK, Europe and Worldwide/Bluewater cruising.

Do we offer any discounts?

We offer discounts for a number of Owners’ Associations, and Yacht Clubs, such as our partners, The Cruising Association and Ocean Cruising Club .

Click here to access our online Quote and Buy .

We will provide you with an instant quote online which you can purchase immediately.

Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance. Enjoy making memories, we’ll handle the rest.

For more information about the features of our Topsail Insurance, please refer to the relevant policy document and terms and conditions.

With over 1000 reviews on Google from satisfied clients, Topsail Insurance stands as a trusted authority in the field. Rest assured, you're in capable hands with our team of experts.

Enjoy making memories, we’ll handle the rest.

Boat Insurance in the UK & Europe

If you’re looking for yacht or boat insurance in the UK or Europe, then speak to the Admiral Marine team today. 

Tailored to your boating needs

For over 25 years Admiral have been providing yacht insurance for sailors, wherever in the world their yacht may be. We pride ourselves on our personal touch and practical approach to making sure that your yacht insurance cover meets with your needs at all times. 

Reasons to Insure with Admiral Marine

• Quality boat insurance that can be tailored to your needs.
• In-house claims service with a global network of surveyors and repair specialists.
• Good customer service from your dedicated account manager at Admiral Marine
• 94% of our yacht insurance clients  renew with us every year – that’s how much they trust us!

Why not save time and money with your own individually tailored fleet insurance policy? 

Give us a call on  +44 (0)1722 416 106   or email [email protected] .

Frequently Asked Questions

Our standard policy allows you to take part in any race or regatta, but does not cover for the rig unless it is damaged by collision, stranding, sinking or fire. The hull is covered, but with double excess during racing.

Contact us as soon as possible to inform us of any changes. We’re happy to accommodate changes at any time during your year, whether that be changing contact details or an aspect of your policy. Adjustments may result in an additional premium, but we never charge administrative fees for mid-term changes.

On occasion. For instance, for participants of a long distance rally such as World ARC, we prefer a 1st January renewal date allowing for boats to be in St Lucia at the start of the policy and in South Africa when the policy is due for renewal.

We have chosen to remain a specialist insurer and can’t quote for commercial vessels or boats valued over £1million. However we can refer you directly to Hayes Parsons Insurance Brokers, our award-winning parent company, who may be able to help.

Yes. We’re happy to accommodate changes to cruising area or any other aspect of your policy at any time during the year. Adjustments may result in an additional premium, but we never charge administrative fees for mid-term changes.

Get in touch

For information on how we handle your data, please read our Privacy Notice.

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Admiral Marine is a trading name of Admiral Marine Limited which is authorised and regulated by the Financial Conduct Authority (FRN 306002) for general insurance business. Registered in England and Wales Company No. 02666794 at 1st Floor, One The Square, Temple Quay, Bristol, BS1 6DG

If you wish to register a complaint, please contact the Compliance and Training Manager on  [email protected] .  If you are unsatisfied with how your complaint has been dealt with, you may be able to refer your complaint to the Financial Ombudsman Service (FOS).  The FOS website is  www.financial-ombudsman.org.uk

+44 (0)1722 416106 | [email protected] | Blakey Road, Salisbury, SP1 2LP, United Kingdom

Part of the Hayes Parsons Group

Yacht Insurance - Yacht Charters Global

YACHT INSURANCE BY YACHT CHARTERS GLOBAL WORLDWIDE SUPPORT IN YACHT INSURANCE

Yacht charters global is the only yachting company in the industry with an in-house team of yacht insurance professionals, licensed both in europe and north america., over the course of the last 10 years, yacht charters global has provided expert advice on risk management and loss mitigation to over 600 yachts worldwide. we have established relations with the world’s leading insurers and first class international underwriters with whom we have collaborated in designing our own tailored wordings to better serve our client’s interest., our approach, at yacht charters global we support our clients from the moment an incident occurs to the final settlement. we fully manage the process of a claim and work hand in hand with our yacht management division  to eliminate any obstruction or troublesomeness to the owner and captain., our yacht insurance department also provides complementary support throughout the policy period and is able to communicate with insurers in a prompt and urgent manner. our team is available at all times and ready to provide support and assistance for our clients..

OUR STRATEGY

We intend to secure your vessel’s safety through the knowledge of our yacht managers and insurance specialists to minimize any risk of loss and damage to your yacht., the level of quality we strive to provide to our insurance underwriters far surpasses any other. we are here as your advisors., as a company we are able to offer a better judgment from our involvement in the marine industry. you can trust we will know your vessel and we will work with your crew to better improve the insurance service. this involvement brings more trust and reliability on our relations with the insurance underwriters because they understand that yacht charters glocal as your advisors and as your company will have your best interest in mind and will protect your vessel unlike anyone else., as part of our program, yacht charters global is putting together different benefits that can be useful for our team and your crew with the purpose of educating and preventing any dangerous circumstances..

• We will provide claims prevention educational presentations and useful tips throughout the years
• 24/7 consulting on different areas of interest such as destinations, coast guard, compliance assistance, safety management, and technical management.
• Up to date advise on the main areas of concern surround the world such as critically terrorized areas and high danger zones.
• All inquiries are expedited in immediate manner. Yacht Charters Global has the ability to deliver answer to any question or request with the utmost urgency

OUR PRODUCTS

Hull & machinery: protection against partial damage, total loss, damages to fixtures and fittings, tenders, watersports equipment and electronics., protection & indemnity: protection against potential third party liability exposures such as collision liabilities, pollution, wreck removal, legal defense costs, watersports liabilities and uninsured boaters., crew medical: protection for crew including health plan, medical expenses due to death or injury., ship repairs liabilities protection for yards and contractors legal liabilities as ship repairers for: – loss of or damage to any vessel being worked upon including shifting and moving within the limits of the port at which the work is being carried out and including sea trials – loss of or damage to machinery or equipment of any vessel the contractor is working on – loss of or damage to third party property occurring in the course of or arising from the ship repairing operations resulting from negligence of the yard or contractor, his servants, agents or sub-contractors., builder risks: protection for the construction of a new building project, or the project of a major conversion or refit. the vessel can be covered from physical loss or damage, as well as the liabilities of the owner to third parties, against all risk. the cover will include: faulty design, pollution liability, liabilities to third parties, legal defense costs, charterer’s liabilities: protection against any damages and liabilities that may arise during a charter of a non-owned vessel., loss of charter hire: insurance to protect you against loss of income resulting primarily from physical damage to the insured vessel or any circumstances that prevent the vessel from executing a scheduled charter., breach of warranty: cover issued to protect a lienholder or lessor’s interest that causes the policy to continue to protect the financial interest even when the insured breaches a condition. any loss recoveries under this clause are payable only to the lienholder or lessor..

Direct search

Finding the right boat insurance policy, ask us at european yacht brokers, what to look for in a boat insurance policy.

Specialised recreational marine insurers will be able to offer you a scale of boat insurance policies. Things to look out for include damage coverage, boater coverage, medical payments coverage, boat trailer coverage and more.

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Boat insurance

What are the basics of insuring your vessel? How to choose the right specialist insurance company? As a boat owner you need to choose the right coverage for your vessel based on the use that you plan on making of it.

• Boat Insurance

Next read about yacht registration

All our brokerages.

• Valencia          Denia
• Javea            
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• Costa Brava  
• Costa Dorada  
• Costa Blanca  
• Costa Tropical  
• Balearic Islands  

Have any questions?

Contact us today about boat insurance policies, if you are interested, please give us a call: +34 722 186 884, call us with your questions.

Monday to Friday from 9am to 5pm, Madrid local time. Available for international calls and WhatsApp calls.

All our customers are happy

Neil Burton

I cannot speak more highly of the service provided by Sara and Peter at European Yacht Brokers.They were pro active and professional and arranged the sale of my yacht exceptionally well.I would give them 6 stars if I could. More

Marcelo Lassance

The service provided by the company was quite perfect. Sarah was helpful throughout the whole process and I am very happy with the result. I will hire them to sell my boat in two or three years, ;-)

Daniel Zerafa

I have been very well served by this company. Sarah and Peter were very helpful to find me the boat I was looking for. They were very very helpful all the way through the purchase and also after. I fully recommend this company. Thanks Sarah and Peter for the excellent service

• Club Nautic Estartit
• Club Nautic Garraf Barcelona
• Club Nautico Costa Brava
• Marina d’Empuriabrava Girona
• Marina Palamos Girona
• Marina Port Joan
• Marina Port Premià Barcelona
• Port Balís Barcelona
• Port d’Aro
• Port de Badalona, marina de Badalona
• Port de Mataró Barcelona
• Port de Roses
• Port de Sitges Aiguadolç Barcelona
• Port Masnou Barcelona
• Port Vell Barcelona
• Sant Feliu de Guixols
• Vilanova Grand Marina Barcelona
• Yacht Club Nautic d’Arenys de Mar
• All locations in Italy ,
• Marina degli Aregai
• Ventimiglia
• Marina di San Lorenzo
• Marina di Imperia
• Marina di Alassio
• Marina di Andora
• Marina Super Yacht Dock Porto Maurizio
• Marina di Loano
• Porto Finale
• Port of Savona
• Marina di Varazze
• Marina Genoa
• Marina Antico Genoa
• Marina di Santa Margherita Ligure
• Porto Carlo Riva Rapallo
• Marina Chiavari
• Marina di Lavagna
• Porto Lotti
• Porto turistico San Remo Imperia
• All locations in Sardinia
• Porto di Cagliari
• Porto di Carloforte
• Porto Cervo
• Porto Rotondo
• Circolo Nautico Olbia
• Marina di Portisco
• Marina di Capitana
• Marina di Teulada
• Villasimius
• Head Office: La Croisette, Cannes
• Port Vauban Antibes ,
• Port of Saint Tropez ,
• Old Port of Cannes ,
• Port Canto Cannes ,
• Port of Beaulieu sur Mer ,
• Port of St-Jean-Cap Ferrat ,
• Port of Cap d’Ail ,
• La Rochelle
• Port Grimaud ,
• Port of Issambres ,
• Port Camille Rayon Golfe-Juan ,
• Vieux Port de Golfe Juan ,
• Port of Cavalaire sur Mer (Port Heraclea) ,
• Port des Marines de Cogolin ,
• Vieux Port de Saint Raphaël ,
• Port of Nice
• Kalamata Marina, Kalamata, 
• Athens Marina, Piraeus,
• Flisvos Marina, Athina 175 61, 
• Aglos Kosmas Marina, Elliniko, 
• Olympic Marine, Laurium, 
• Aretsou Marina Thessaloniki, 
• Marina Preveza, Preveza, 
• Kos Marina, Kos, Greece
• D-Marin Lefkas Marina, Lefkada, 
• Alimos Marina, Alimos, Greece
• Rhodes Marina, Rhodes
• D-Marin Gouvia Marina, Gouvia, 
• Sani Marina, 
• Cleopatra Marina, Actium, 
• Mytilini Marina; Lesvos, 
• Zakynthos Marina, Zakinthos, 
• Pylos Marina, Pilos, 
• Marina of Agios Nikolaos, 
• Samos Marina, Pythagorion, 
• D-Marin Zea Marina, Piraeus, 
• Lavrion Marina, Laurium,
• Marina Delta Kallithea, Kallithea
• Trizonia Marina
• Plous Odysseas Marina S.A., Vathy Bay, Lefkas, 
• Marina Patras, Patras, 
• Marina Sitia, Sitia, 
• Messolonghi Port, Kleisovas Lagoon, 
• Setur Netsel Marmaris Marina
• Istanbul Ataköy Marina
• Izmir Marina
• Akçakoca Marina, Düzce
• Amasra Marina, Bartın
• Ataköy Marina, Istanbul
• Ayvalık Marina, Balıkesir
• Bandırma Marina, Balıkesir
• İstanbul City Port Marina, Istanbul
• Kalamış and Fenerbahçe Marinas, Istanbul
• Viaport Marina, Istanbul
• Zonguldak Marina, Zonguldak

Interested in one of our boats? Or in selling yours?

[email protected]

+49 (0) 89 – 6939 2323

sportboot versicherung

The yacht insurances of BAVARIA AG. Your leading specialist in Europe.

You want to enjoy your leisure time on the water. The yacht and boat insurances of BAVARIA AG ensure that you can always be carefree while doing so. The special insurances of BAVARIA AG give you the necessary security for every area and for any incidents. Trust our experience for more than 40 years.

Motoryachts

Sailing yachts, superyachts, why you should choose a yacht insurance policy from bavaria ag:.

Only the best-known German insurance companies are BAVARIA AG’s risk carriers. We are only committed to our customers and also manage your contract around the clock. BAVARIA AG is particularly distinguished by the professional process in the event of a claim. The entire processing takes place in-house. Word gets around and this is the basis of our success.

• Always a personal contact
• 24/7 availability
• Own claims department at our head office
• No objection of underinsurance
• All-risk cover on water and land
• No “new for old” deduction
• Storm damage also insured (and not only from wind force 8)
• Transport within Europe also insured
• Discount saver after four claim-free years
• Deductible halved after five claim-free years
• Violations of official regulations covered
• Extension of the cruising area also insured
• Regatta risk, vandalism, material defects also insured
• Salvage costs insured in excess of the sum insured
• 24/7 damage service

Sandra Ahrabian Chairwoman of the supervisory board

The very personal touch of BAVARIA AG

Do you have a question about one of our insurances or would you like to receive a non-binding offer? Do not hesitate to contact us. At BAVARIA AG, personal advice is a top priority. We always have a human being answering the phone, not a machine!

Our staff will answer all your questions about yacht insurances, aircraft insurances and classic car insurances quickly and reliably. Be it by phone, email or video chat.

Tel.: +49 (0) 89 – 6939 2323 Fax: +49 (0) 89 – 6939 2399

Email:  [email protected]

FAQ – Frequently asked questions about our insurances

Rescue disposal costs.

Where rescue and/or disposal is required, the resulting costs of up to 1 million Euros above the insured sum are covered.

Discount Saver

After four claim-free BAVARIA years, there will not be a downgrading of your no-claim bonus, if a claim occurs.

No Claims Bonus

You have been insured with us for five years and have not had a claim: If so, we will cut your excess amount in half, if a claim occurs.

Regatta Risk

Our company management and the staff are active motor-boat drivers and sailors themselves. Hence the regatta risk is covered free of premiums.

Our Claims Department

In a claim you will not be passed on to some employee in an insurance company whom you do not know. We will process your claim in our own claims department and ensure rapid settlement. We will assume the claims processing right from the start and shall be pleased to take work off you. In this way we remain your contact, particularly when it is crucial.

The transport risk is covered, no matter whether on the trailer, with a transport company or your own keel. Regatta Risk Our company management and the staff are active motor-boat drivers and sailors themselves. Hence the regatta risk is covered free of premiums.

Object Insured?

Cover extends not only to the ship itself and all its ac- cessories, butalso to the complete nautical equipment such as GPS, auto-pilot, all technical facilities, sail, tar- paulin, even the binoculars as well as the radio are in- cluded free of extra premiums. Personal effects are automatically covered as well up to 2 % of the total insurance amount (maximum, howe- ver, up to Euros 3.000) automatically.

Request a quote

Find out more about our boat and yacht insurance and exceptional all-risk cover.

• Yes, I have read the privacy policy and I agree that the data I provide will be collected and stored electronically. My data will be used to process and answer my request. By submitting the contact form I agree to the processing.

Do you have any further questions about our boat insurance? You can also reach us at any time by telephone on +49 (0) 89 – 6939 2323 or simply by email .

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• Ext. 3rd-Party Insurance for Skippers
• Professional Skipper Liability Insurance
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What is the difference between a boat and a yacht? There are many definitions for this. That is why a great variety of boat insurances , yacht insurances, water sports insurances, and many more are offered. It is easy to lose track of them all. At EIS European Insurance & Services LLC , it's not the designation that counts but the service!

Our yacht and boat insurances EIS TOP and EIS BASIC are just as attractive for small, motorized rowing boats or small sailing boats (e.g., tenders) as well as for water ski boats or larger motor and sailing yachts . Due to the great flexibility of our contracts , you will always get an offer tailored precisely to your needs .

We classify the vessels according to the various boat types, cruising areas, and other characteristics, resulting in an individual premium for you. Then, we offer you boat liability, fully comprehensive, and passenger accident insurance within the EIS TOP and EIS BASIC packages. This way, you can take out the tailor-made boat insurance that suits your needs perfectly – even for worldwide cruising areas .

Table of contents

• Insuring a boat - how do I find the right policy?
• The three components of EIS boat insurance

Boat liability

• Boat fully comprehensive insurance

Passenger accident insurance for boats

Boat insurance: everything you need to know about our top cover.

• Boat insurance online: our BASIC cover at a glance

Optional co-insurances

• Comparison between the two covers

Calculate and take out a boat insurance policy online

Insuring a boat – how do i find the right policy.

A boat insurance policy provides security and the certainty that you have a strong partner at your side in the event of a damage claim. However, insurance benefits are essential for a boat depending on the individual case. For example, while one skipper is looking for comprehensive insurance for his ship, another would prefer to take out an all-around carefree package .

With EIS, you will always pick the right boat insurer as we offer you individually tailored boat insurance policies . Within our TOP or BASIC coverage, select the range that fits your plans: liability, fully comprehensive, and accident insurance for all occupants.

Enter the most critical data of your watercraft and the region in our boat and yacht insurance calculator to determine your premium with just one click .

The three modules of the EIS boat insurance

To ensure your boat, fully comprehensive insurance is often the first thing you consider. However, liability insurance is at least as necessary for any trip. And you shouldn't forget accident insurance when engaging in water sports. EIS boat insurance , therefore, has developed a package consisting of three individual insurances . Within these packages, you can choose from two coverage concepts : TOP and BASIC.

Insurance covers claims by third parties arising from personal injury and property damage caused by you as skipper or your crew members. It is beneficial if the insurance cover includes liability claims by co-insured persons against each other, as with EIS TOP.

Full comprehensive insurance

In the event of damage to your watercraft and its equipment, comprehensive boat insurance will cover the costs. Here we distinguish between genuine comprehensive cover (EIS TOP) and specified risk cover (EIS BASIC). Even your personal effects are also insured with us.

Our accident insurance for passengers on your ship is valid worldwide. It includes you as the policyholder (owner) and the skipper, all crew members, visitors, and guests. The TOP cover even applies to chartered yachts.

• the personal legal liability of the skipper and other persons authorized to operate the vessel,
• the ownership and use of tenders with a drive power of up to 60 hp,
• the legal liability arising from the towing of water skiers and paragliders,
• the personal legal liability of the water skiers as long as they are being pulled by the vessel (subsidiary),
• the legal liability for damage occurring during participation in sailing regattas or during the associated transfer trips,
• the legal liability of the insured persons if they are called upon by a boat in distress to render assistance, and damage is caused to the ship in distress as a result of this assistance measure – e.g., a line connection,
• the personal legal liability of the policyholder and the co-insured persons arising from the driving or operation of third-party watercraft and/or their equipment, inventory, and accessories (subsidiary),
• Liability claims of co-insured persons against each other for personal injuries that are not occupational accidents in the policyholder's business as well as property damage,
• the legal liability arising from damage to rented storage rooms and jetties (up to EUR 200,000) rented for private purposes for the accommodation or storage of the boat,
• the legal liability for pecuniary loss arising from insured events that occurred while the insurance was in effect,
• The policyholder's legal liability for direct or indirect consequences of changes in a body of water's physical, chemical, or biological quality, including groundwater (damage to bodies of water).
• genuine all-risk cover,
• in case of partial damage: "new for old" (without deductions),
• non-named personal effects and non-fixed equipment and accessories up to 2 % of the sum insured,
• Assumption of transport costs to the shipyard and back,
• Expenses for salvage, salvage attempts, and, if necessary, disposal up to 2,000,000 EUR (in addition to the sum insured),
• Expenses of the policyholder to avert and mitigate a loss up to an amount of 50 % of the sum insured,
• after grounding, inspection costs of the boat without charging the deductible
• abroad, the organization and cost absorption of a replacement skipper in case of unforeseen illness of the skipper (up to 1,100 EUR) to the port of departure or destination
• in the event of a total loss: agreed sum insured minus the residual value,
• consequential damage to the boat due to rain, snow, heat, oxidation, rodents, wear and tear, construction fault, manufacturing or material defects,
• no deductible for the total loss of the boat, burglary of the effects, equipment, and accessories that are not permanently installed,
• no deductible in the event of damage caused by lightning, transport damage, collision damage, and fire damage caused solely by third parties,
• no deductible in the event of theft of the outboard motor if it is equipped with a GPS/GSM transponder.
• the worldwide scope of application for the insured boat and its tenders as well as yachts chartered by the policyholder
• insured persons are the policyholder (owner), skipper, crew members, visitors, and guests
• double disability benefit as of 90 % disability
• reimbursement of up to EUR 3,000 for sea rescue, search and salvage costs
• reimbursement of medical fees, other operation costs, hospitalization as well as dentures costs for cosmetic operations up to an amount of EUR 3,000

Insurance for boats: our BASIC cover at a glance

• the personal legal liability of the responsible skipper and other persons authorized to operate the vessel,
• ownership and use of tenders with a drive power of up to 5 hp,
• the personal legal liability of water skiers if and as long as being pulled by the vessel (subsidiary),
• the legal liability of the insured persons if they are called upon by a boat in distress to render assistance and damage is caused to the ship in distress as a result of this corresponding assistance measure - e.g., a line connection,
• the legal liability for financial loss arising from insured events which occurred during the validity of the insurance policy,
• the policyholder's legal liability for direct or indirect consequences of changes in the physical, chemical, or biological quality of a body of water, including groundwater (water damage).
• Insured perils: Collision, grounding, stranding, sinking, fire and explosion, theft, vandalism, force majeure, lightning and mast breakage,
• including insurance cover for a named trailer in the event of fire, explosion, theft, and total loss as a result of an accident or force majeure,
• in the event of a total loss: replacement of the current value (current value insurance),
• in the event of partial damage: cost assumption of repair costs with deductions "new for old," reimbursement of transport costs to the shipyard and back,
• Insurance cover extends to the boat, including machinery, equipment, inventory, dinghies, accessories, and personal effects,
• Insurance cover extends on water and land, including landing and launching
• Insurance cover for land transport and the trailered boat by ferry,
• Expenses for salvage, salvage attempts, and, if applicable, disposal are covered up to the amount of the sum insured (in addition to the sum insured),
• Expenses of the policyholder are also insured to avert and mitigate a loss up to an amount of 20 % of the sum insured,
• including regatta risk/competition risk for sailboats at club regattas,
• non-named personal effects, equipment, and accessories up to a value of 1 % of the sum insured are included in the insurance cover,
• no deductibles in the event of theft if the boat or outboard motor is equipped with a GPS/GSM transponder.
• the worldwide scope of application for the insured boat and its tender
• double disability benefits up to 200,000 EUR/person from 90 % disability onwards

With our boat insurance's TOP and BASIC cover, you can elect optional co-insurances. These include charter risk for commercial use, charter loss for commercial use, seizure, war, and strike . The extended machinery coverage includes unforeseen damage due to operating errors, clumsiness, failure of measuring, control, or safety equipment, tearing due to centrifugal force, overpressure, under pressure, frost and icing.

Comparison between the two coverages

Boat full comprehensive insurance

Passenger accident insurance

Stay as flexible with your boat insurance as you are at sea! At EIS, we arrange individual insurance cover for you. You decide whether TOP or BASIC cover is best for you and whether you prefer boat full comprehensive, boat liability, or passenger accident insurance. The boat insurance costs always depend on the tailor-made policy .

Our team of experts is happy to help you! We will be glad to advise you on all aspects of our yacht and boat insurance policies, as well as on skipper and crew insurance, from Monday to Friday between 9 a.m. and 6 p.m. at +49 (0)30 214 082 0. Just call or send us your request by e-mail at [email protected] . If you would like to know what to look out for in the event of a claim, read on here .

For yacht and boat

• Boots Insurance
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For Skipper & Crew

• Skipper & Crew Versicherungspakete
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EIS - European Insurance & Services GmbH Scharfe Lanke 109-131 D-13595 Berlin Fon: +49 (0)30 214 082 -0 Mo.-Fr.: 9:00 - 18:00 [email protected]

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Politics latest: Starmer pledges 'steadfast support' for Zelenskyy at UK summit of European leaders

Sir Keir Starmer is hosting the European Political Community summit at Blenheim Palace in Oxfordshire. Small boats, immigration and the war in Ukraine are all expected to be discussed.

Thursday 18 July 2024 11:16, UK

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• Live reporting by  Tim Baker

Speaking to the European Political Community summit, Ukrainian President Volodymyr Zelenskyy says Russia's Vladimir Putin has already failed to divide European nations.

 But he warns that Putin will may try to approach individual countries or parties in a bid to undermine the group.

This could involve "trying to tempt or pressure you or blackmail you so that one of you betrays the rest".

Ukraine's leader then says that the use of Western weapon has not led to an escalation in the war with Russia - and then calls for fewer restrictions on his country's use of the armaments.

"The fewer restrictions we have on the use of effective weapons, the more Russia will seek peace," he says.

He calls specifically on the US, UK, France, Germany, Poland and "other friends" to be "brave" to contribute extra resources - especially to shoot down drones.

Mr Zelenskyy concludes by calling on the nations to continue their diplomatic support of Ukraine.

Sir Keir Starmer, moving on to the topic of illegal migration, explains his position to European allies.

He says that it is no longer a "challenge" - but a "crisis".

"As we speak, as we gather here, a criminal empire is at work in every country represented here today, profiting off human misery and desperation, prepared to send infants, babies, pregnant mothers, innocent people to their deaths," he says.

The prime minister says the crisis is the fault of gangs that he believes can be taken down.

But he also says the "decisions people take to leave their homes cannot be separated from the wider issues - it is global inequality and that deserves our attention as well".

He then repeats that Labour is distancing itself from the approach of the Conservatives, with the Rwanda scheme scrapped and promising to "never withdraw" from the European Convention of Human Rights".

Sir Keir promises that Britain will be a "friend and a partner" willing to work with the countries at the table.

"Not part of the European Union, but very much part of Europe," he says.

"Not focussed on the differences between us - but on the values we share.

He finishes his speech by handing over to Ukrainian President Volodymyr Zelenskyy.

Sir Keir Starmer is delivering the opening remarks at the European Political Community summit in Oxfordshire.

He is sitting next to Ukraine's president, Volodymyr Zelenskyy.

Sir Keir welcomes the leaders from the continent, and says the first task is to confirm "steadfast support" for Ukraine.

He highlights the way Mr Zelenskyy previously asked for extra air defences before the new school year.

Sir Keir said: "That really struck me because returning to school after the summer break, that should be a moment of joy, of excitement for children, new uniforms, new exercise books, saying how much their friends have grown over the summer holidays and reuniting with friends. 

"How could anyone consider that a target?"

Time to reset relationship with EU

Sir Keir goes on to say he wants to use the summit to build new and strengthen existing relationships.

This includes "resetting" the UK's relationship with the EU.

He adds: "The UK and the EU, working together as sovereign partners, are a powerful force for good across our continent, for peace, for security, for prosperity, for all our people."

The EPC is separate - and covers more countries - than the EU. 

French President Emmanuel Macron has arrived at Blenheim Palace.

He and Prime Minister Sir Keir Starmer are expected to have a bilateral meeting later today.

A deal is expected to be announced between the UK and France on migration as well.

Speaking on the red carpet, Mr Macron said today is a "great opportunity for a reset" - and that migration was "always a delicate situation" and there was "no silver bullet".

As we mentioned earlier, current Labour minister Pat McFadden is appearing before the Post Office Horizon inquiry this morning.

He was a minister for business - including the Post Office - under Gordon Brown's government.

It's a busy day in politics with a lot going on - so if you want to follow every piece of evidence, you can watch at the link below:

Back at the European Political Community summit, Ukrainian President Volodymyr Zelenskyy has arrived.

Speaking outside the summit, Mr Zelenskyy said he will be meeting with the UK prime minister, and counts on Sir Keir Starmer's support.

The Ukrainian leader then went on to share a hug with Sir Keir, with the pair talking for a number of minutes on the steps of Blenheim Palace in Oxfordshire.

Pat McFadden, who is one of the most senior members of Sir Keir Starmer's cabinet, is appearing before the Post Office Horizon inquiry today.

Back in the late noughties, he was a minister in the business department - and had responsibility of the Post Office.

It is because of this that he is being questioned today.

Speaking in the Commons earlier, current business minister Justin Madders did not rule out former government members - including from his own party - facing sanctions if the inquiry finds they were in the wrong over the Horizon scandal.

At the start of evidence, Mr McFadden is walked through the way the government worked in 2007 as Tony Blair's administration transitioned into Gordon Brown's.

The Horizon scandal was ongoing throughout the previous Labour governments. 

By Victoria Seabrook , Climate reporter

Reversing the last government's decision to cancel or reduce some climate policies would help tackle the cost of living and cut bills, the UK's climate watchdog has said.

The Climate Change Committee (CCC) said there was "no evidence" for Rishi Sunak's claims last year that watering down climate measures would save people money, and said "inconsistent messages" may actually have the opposite effect.

Its acting chief executive Dr James Richardson said: "These rollbacks were unhelpful, they will slow progress, they don't help households with high energy costs nor do they help the UK energy security.

"To do that, we need to accelerate the move away from fossil fuels."

But "quickly reinstating" old targets for heat pumps, EVs, and home insulation would "limit" the damage and save people money, either now or in the long term, it said.

You can read more here:

 Back at Blenheim Palace in Oxfordshire, Sir Keir Starmer is meeting every leader as they enter the summit today.

This includes the captain regent of San Marino, the prime minister of Iceland and the minister of state for Monaco.

The inquiry into the Post Office Horizon scandal is continuing, and two well-known political faces.

First up is Pat McFadden. He is often seen speaking to journalists, and was also a key figure in Labour's election machine.

Currently, he is chancellor of the Duchy of Lancaster.

But back in the noughties, he served in the previous Labour government.

He was a minister in the business department and had responsibility for the Post Office - which is why the inquiry want to speak to him.

The other person up today is Sir Ed Davey, the leader of the Liberal Democrats.

He is also well known for his campaigning during the election - but more so for stunts and gimmicks than policy announcements.

In the Tory-Lib Dem coalition government, he was a business minister and had responsibility for the Post Office.

His role in the scandal has previously been highlighted, with subpostmaster and campaigner Alan Bates saying Sir Ed's letter to him at the time was "offensive".

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